Texas 89th Legislature
Insurance
28 high-impact bills require immediate attention. 45 bills have bipartisan support.
High-Impact Bills
28 bills require immediate attention
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to direct payment for certain health care provided by a hospital.
Relating to the election of certain entities to participate in the uniform group coverage program for active school employees; imposing a fee.
Relating to patient data maintained by pharmacy benefit managers.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Insurance Filing Activity
Compliance & Cost
Leading Authors
All Bills (60)
Relating to the business court.
Relating to the business court.
Relating to Medicaid coverage and reimbursement for lactation consultation services.
Relating to Medicaid coverage and reimbursement for lactation consultation services.
Relating to the establishment of the Health Impact, Cost, and Coverage Analysis Program; authorizing a fee.
Relating to the establishment of the Health Impact, Cost, and Coverage Analysis Program; authorizing a fee.
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to a uniform coordination of benefits questionnaire for health benefit plans.
Relating to a uniform coordination of benefits questionnaire for health benefit plans.
Relating to the provision of direct patient care by physicians and health care practitioners.
Relating to the provision of direct patient care by physicians and health care practitioners.
Relating to the applicability of certain laws requiring health care cost disclosures by health benefit plan issuers and administrators.
Relating to the applicability of certain laws requiring health care cost disclosures by health benefit plan issuers and administrators.
Relating to the insurable interest of certain persons providing care to individuals with disabilities in the life of those individuals.
Relating to the insurable interest of certain persons providing care to individuals with disabilities in the life of those individuals.
Relating to health benefit plan coverage of telemedicine, teledentistry, and telehealth appointments with an originating site or distant site located outside this state.
Relating to health benefit plan coverage of telemedicine, teledentistry, and telehealth appointments with an originating site or distant site located outside this state.
Relating to certain claims for benefits or compensation by a death investigation professional.
Relating to certain claims for benefits or compensation by a death investigation professional.
Relating to price estimates and billing requirements for certain health care facilities.
Relating to price estimates and billing requirements for certain health care facilities.
Relating to direct payment for certain health care provided by a hospital.
Relating to direct payment for certain health care provided by a hospital.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to certain trade practices related to life insurance, annuity contracts, and accident and health coverage.
Relating to certain trade practices related to life insurance, annuity contracts, and accident and health coverage.
Relating to certain health care services contract arrangements entered into by insurers and health care providers.
Relating to certain health care services contract arrangements entered into by insurers and health care providers.
Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans.
Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to operation by certain nonprofit organizations of certain regional health care programs for employees of small employers.
Relating to operation by certain nonprofit organizations of certain regional health care programs for employees of small employers.
Relating to health benefit plan coverage for chimeric antigen receptor T-cell therapy.
Relating to health benefit plan coverage for chimeric antigen receptor T-cell therapy.
Relating to the application of the open meetings law and public information law to government information related to certain cybersecurity measures.
Relating to the application of the open meetings law and public information law to government information related to certain cybersecurity measures.
Relating to the election of certain entities to participate in the uniform group coverage program for active school employees; imposing a fee.
Relating to the election of certain entities to participate in the uniform group coverage program for active school employees; imposing a fee.
Relating to expedited credentialing of certain federally qualified health center providers by Medicaid managed care organizations.
Relating to expedited credentialing of certain federally qualified health center providers by Medicaid managed care organizations.
Relating to vision care benefits, including participation of optometrists and therapeutic optometrists in vision care or managed care plans.
Relating to vision care benefits, including participation of optometrists and therapeutic optometrists in vision care or managed care plans.
Relating to patient data maintained by pharmacy benefit managers.
Relating to patient data maintained by pharmacy benefit managers.
Relating to the eligibility of members of the State Board of Education and their dependents to participate in the state employees group benefits program.
Relating to the eligibility of members of the State Board of Education and their dependents to participate in the state employees group benefits program.
Relating to group property and casualty insurance policies.
Relating to group property and casualty insurance policies.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to health benefit plan preauthorization requirements for certain health care services and the direction of utilization review by physicians.
Relating to health benefit plan preauthorization requirements for certain health care services and the direction of utilization review by physicians.
Relating to supplemental benefits for retired firefighters and peace officers diagnosed with certain diseases or illnesses.
Relating to supplemental benefits for retired firefighters and peace officers diagnosed with certain diseases or illnesses.
Relating to the exchange or surrender of an annuity contract.
Relating to the exchange or surrender of an annuity contract.
Relating to the enforceability of certain state agency and local government contract language regarding required security incident notifications.
Relating to the enforceability of certain state agency and local government contract language regarding required security incident notifications.
Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.
Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.
Relating to arbitration provisions in certain surplus lines insurance contracts.
Relating to arbitration provisions in certain surplus lines insurance contracts.
Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.
Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.
Relating to protection of certain disclosures and communications by pharmacists and pharmacies regarding prescription drug benefits.
Relating to protection of certain disclosures and communications by pharmacists and pharmacies regarding prescription drug benefits.
Relating to health benefit coverage for general anesthesia in connection with certain pediatric dental services.
Relating to health benefit coverage for general anesthesia in connection with certain pediatric dental services.
Relating to the definition of authorized peace officer for purposes of certain laws governing the installation and use of tracking equipment and access to certain communications.
Relating to the definition of authorized peace officer for purposes of certain laws governing the installation and use of tracking equipment and access to certain communications.
Relating to the use of certain automated systems in, and certain adverse determinations made in connection with, the health benefit claims process.
Relating to the use of certain automated systems in, and certain adverse determinations made in connection with, the health benefit claims process.
Relating to the allocation of money appropriated to the rural volunteer fire department assistance program.
Relating to the allocation of money appropriated to the rural volunteer fire department assistance program.
Relating to the enrollment period for newborns under certain health benefit plans.
Relating to the enrollment period for newborns under certain health benefit plans.
Relating to consumer protections against certain medical and health care billing by emergency medical services providers.
Relating to consumer protections against certain medical and health care billing by emergency medical services providers.
Relating to certain practices of health benefit plan issuers to encourage the use of certain physicians and health care providers and rank physicians.
Relating to certain practices of health benefit plan issuers to encourage the use of certain physicians and health care providers and rank physicians.
Relating to an insurer's responsibility to review and audit a third-party administrator.
Relating to an insurer's responsibility to review and audit a third-party administrator.
Relating to the relationship between pharmacists or pharmacies and health benefit plan issuers or pharmacy benefit managers.
Relating to the relationship between pharmacists or pharmacies and health benefit plan issuers or pharmacy benefit managers.
Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
Relating to required health benefit plan coverage for gender transition adverse effects and reversals.
Relating to required health benefit plan coverage for gender transition adverse effects and reversals.
Frequently Asked Questions
- How many Texas laws on insurance passed in 2025?
- The Texas 89th Legislature enacted 60 laws related to insurance. These bills were authored by 36 different legislators and address various aspects of insurance policy in Texas.
- Did insurance bills originate in the Texas House or Senate?
- Insurance legislation from the 89th Legislature includes 35 House bills and 25 Senate bills. Both chambers contributed significant legislation on this topic.
- Which Texas legislators authored the most insurance bills?
- The leading authors of insurance legislation include Sen. Charles Schwertner (R) with 4 bills, Sen. Kelly Hancock (R) with 4 bills, Rep. Lacey Hull (R) with 4 bills. These lawmakers have demonstrated particular focus on insurance issues during the 89th Legislature.
- How urgent are the compliance requirements for insurance legislation?
- Among the 60 insurance bills enacted, 28 have critical compliance urgency and 21 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.
- What subjects are related to insurance in Texas law?
- Insurance legislation frequently overlaps with Insurance--health & Accident, Insurance, Commissioner of, Health Care Providers. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.
- Is there bipartisan support for insurance legislation in Texas?
- Yes, 45 of the 60 insurance bills (75%) have bipartisan sponsorship, with both Republican and Democrat sponsors. This indicates areas of cross-party agreement on insurance policy.
- When do Texas insurance laws from the 89th Legislature take effect?
- Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some insurance bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.
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