Signed Into Law
Signed June 20, 2025Effective 2025-06-20
HB2067

Regular Session

Relating to declination, cancellation, or nonrenewal of insurance policies.

Government Affairs & Regulatory Compliance Analysis

Business Impact

Who HB2067 Affects

Regulatory Priority: critical

Significant regulatory changes (effective 2025-06-20). Review with your legal and compliance teams to understand implications.

Estimated Cost Impact

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Compliance Analysis

Key implementation requirements and action items for compliance with this legislation

Immediate Action Plan

Operational Changes Required

Strategic Ambiguities & Considerations

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Quick Reference

Frequently Asked Questions

Common questions about HB2067

Q

What does Texas HB2067 do?

HB2067 fundamentally alters Texas insurance operations by abolishing the "on request" standard for declination notices; insurers must now automatically provide written reasons for every rejection, cancellation, or nonrenewal. Additionally, the law establishes a mandatory quarterly reporting regime requiring insurers to submit granular declination data, organized by Zip Code, to the Texas Department of Insurance (TDI).

Q

Who authored HB2067?

HB2067 was authored by Texas Representative Dennis Paul during the Regular Session.

Q

When was HB2067 signed into law?

HB2067 was signed into law by Governor Greg Abbott on June 20, 2025.

Q

Which agencies enforce HB2067?

HB2067 is enforced by Texas Department of Insurance.

Q

How significant are the changes in HB2067?

The regulatory priority for HB2067 is rated as "critical". Businesses and organizations should review the legislation to understand potential impacts.

Q

What is the cost impact of HB2067?

The cost impact of HB2067 is estimated as "medium". This may vary based on industry and implementation requirements.

Q

What topics does HB2067 address?

HB2067 addresses topics including insurance, insurance--property & casualty, insurance, commissioner of, insurance--insurers & agents and email & electronic communications.

Q

What are the key dates for HB2067?

Key dates for HB2067: Effective date is 2025-06-20. Rulemaking: Prescribe the form and manner for the new mandatory quarterly report summarizing reasons for declination/cancellation/nonrenewal (Sec. 551.006). (Prior to first quarterly reporting cycle); Adopt and enforce reasonable rules regarding notice requirements for declinations (Sec. 551.001). (Discretionary/Ongoing). Consult with legal couns

Q

Which Texas businesses are affected by HB2067?

HB2067 primarily affects insurance companies and financial institutions, property owners and real estate professionals. These businesses should review the legislation with their legal and compliance teams to understand potential impacts.

Legislative data provided by LegiScanLast updated: January 11, 2026