Industry Focus
Banking & Finance
Legislation affecting banks, financial services, insurance, taxation, and investment regulations.
Relating to youth camp emergency plans and preparedness; authorizing penalties.
Relating to youth camp emergency plans and preparedness; authorizing penalties.
Relating to the business court.
Relating to the business court.
Relating to Medicaid coverage and reimbursement for lactation consultation services.
Relating to Medicaid coverage and reimbursement for lactation consultation services.
Relating to the establishment of the Health Impact, Cost, and Coverage Analysis Program; authorizing a fee.
Relating to the establishment of the Health Impact, Cost, and Coverage Analysis Program; authorizing a fee.
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to the financial crimes intelligence center.
Relating to the financial crimes intelligence center.
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Relating to the Texas Armed Services Scholarship Program.
Relating to the Texas Armed Services Scholarship Program.
Relating to the use of funds awarded under the Jobs and Education for Texans (JET) Grant Program.
Relating to the use of funds awarded under the Jobs and Education for Texans (JET) Grant Program.
Relating to a uniform coordination of benefits questionnaire for health benefit plans.
Relating to a uniform coordination of benefits questionnaire for health benefit plans.
Relating to Medicaid and child health plan program coverage and reimbursement for childhood cranial remolding orthosis.
Relating to Medicaid and child health plan program coverage and reimbursement for childhood cranial remolding orthosis.
Relating to making supplemental appropriations and reductions in appropriations and giving direction and adjustment authority regarding appropriations.
Relating to making supplemental appropriations and reductions in appropriations and giving direction and adjustment authority regarding appropriations.
Relating to the provision of direct patient care by physicians and health care practitioners.
Relating to the provision of direct patient care by physicians and health care practitioners.
Relating to disclosures for certain commercial sales-based financing transactions, the effect of certain commercial sales-based financing contract provisions, and the registration of commercial sales-based financing brokers and providers; authorizing a fee and providing a civil penalty.
Relating to disclosures for certain commercial sales-based financing transactions, the effect of certain commercial sales-based financing contract provisions, and the registration of commercial sales-based financing brokers and providers; authorizing a fee and providing a civil penalty.
Relating to the applicability of certain laws requiring health care cost disclosures by health benefit plan issuers and administrators.
Relating to the applicability of certain laws requiring health care cost disclosures by health benefit plan issuers and administrators.
Relating to the insurable interest of certain persons providing care to individuals with disabilities in the life of those individuals.
Relating to the insurable interest of certain persons providing care to individuals with disabilities in the life of those individuals.
Relating to health benefit plan coverage of telemedicine, teledentistry, and telehealth appointments with an originating site or distant site located outside this state.
Relating to health benefit plan coverage of telemedicine, teledentistry, and telehealth appointments with an originating site or distant site located outside this state.
Relating to the recognition of gold and silver specie as legal tender and the establishment of a transactional currency based on gold and silver; authorizing a fee.
Relating to the recognition of gold and silver specie as legal tender and the establishment of a transactional currency based on gold and silver; authorizing a fee.
Relating to tuition and fee exemptions at public institutions of higher education for certain students who were under the conservatorship of the Department of Family and Protective Services.
Relating to tuition and fee exemptions at public institutions of higher education for certain students who were under the conservatorship of the Department of Family and Protective Services.
Relating to certain claims for benefits or compensation by a death investigation professional.
Relating to certain claims for benefits or compensation by a death investigation professional.
Relating to price estimates and billing requirements for certain health care facilities.
Relating to price estimates and billing requirements for certain health care facilities.
Relating to the sunset review process and certain governmental entities subject to that process.
Relating to the sunset review process and certain governmental entities subject to that process.
Relating to direct payment for certain health care provided by a hospital.
Relating to direct payment for certain health care provided by a hospital.
Relating to creating the criminal offense of jugging.
Relating to creating the criminal offense of jugging.
Relating to increasing the criminal penalties for certain misuse of official information, including misuse of official information that results in certain net pecuniary gains.
Relating to increasing the criminal penalties for certain misuse of official information, including misuse of official information that results in certain net pecuniary gains.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to the establishment of the Building Better Futures Program to support educational and occupational skills training opportunities and support services for students with intellectual and developmental disabilities at public and private institutions of higher education.
Relating to the establishment of the Building Better Futures Program to support educational and occupational skills training opportunities and support services for students with intellectual and developmental disabilities at public and private institutions of higher education.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to certain trade practices related to life insurance, annuity contracts, and accident and health coverage.
Relating to certain trade practices related to life insurance, annuity contracts, and accident and health coverage.
Relating to certain health care services contract arrangements entered into by insurers and health care providers.
Relating to certain health care services contract arrangements entered into by insurers and health care providers.
Relating to the compensation and benefits for certain peace officers commissioned by the state fire marshal.
Relating to the compensation and benefits for certain peace officers commissioned by the state fire marshal.
Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans.
Relating to the eligibility of certain individuals younger than 65 years of age to purchase Medicare supplement benefit plans.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to operation by certain nonprofit organizations of certain regional health care programs for employees of small employers.
Relating to operation by certain nonprofit organizations of certain regional health care programs for employees of small employers.
Relating to measures to support the enrollment of students with a nontraditional secondary education at public institutions of higher education, including eligibility for certain student financial assistance programs.
Relating to measures to support the enrollment of students with a nontraditional secondary education at public institutions of higher education, including eligibility for certain student financial assistance programs.
Relating to health benefit plan coverage for chimeric antigen receptor T-cell therapy.
Relating to health benefit plan coverage for chimeric antigen receptor T-cell therapy.
Relating to the application of the open meetings law and public information law to government information related to certain cybersecurity measures.
Relating to the application of the open meetings law and public information law to government information related to certain cybersecurity measures.
Relating to the election of certain entities to participate in the uniform group coverage program for active school employees; imposing a fee.
Relating to the election of certain entities to participate in the uniform group coverage program for active school employees; imposing a fee.
Relating to expedited credentialing of certain federally qualified health center providers by Medicaid managed care organizations.
Relating to expedited credentialing of certain federally qualified health center providers by Medicaid managed care organizations.
Relating to vision care benefits, including participation of optometrists and therapeutic optometrists in vision care or managed care plans.
Relating to vision care benefits, including participation of optometrists and therapeutic optometrists in vision care or managed care plans.
Relating to patient data maintained by pharmacy benefit managers.
Relating to patient data maintained by pharmacy benefit managers.
Relating to the eligibility of members of the State Board of Education and their dependents to participate in the state employees group benefits program.
Relating to the eligibility of members of the State Board of Education and their dependents to participate in the state employees group benefits program.
Relating to group property and casualty insurance policies.
Relating to group property and casualty insurance policies.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to the confidentiality and disclosure of certain financial information of perpetual care cemeteries and perpetual care trust funds.
Relating to the confidentiality and disclosure of certain financial information of perpetual care cemeteries and perpetual care trust funds.
Relating to the regulation of state banks.
Relating to the regulation of state banks.
Relating to certain enforcement powers of the banking commissioner regarding the regulation of money services businesses.
Relating to certain enforcement powers of the banking commissioner regarding the regulation of money services businesses.
Frequently Asked Questions
- How many Texas laws affect the banking & finance industry in 2025?
- The Texas 89th Legislature enacted 115 laws affecting the banking & finance industry. These bills cover various regulatory, operational, and compliance aspects relevant to banking & finance companies operating in Texas.
- What are the key banking & finance bills from the Texas 89th Legislature?
- Key banking & finance legislation includes: HB1 (Relating to youth camp emergency plans and preparedness; aut...); HB40 (Relating to the business court.); HB136 (Relating to Medicaid coverage and reimbursement for lactatio...). These represent some of the most significant regulatory changes for the industry in 2025.
- Which Texas legislators authored the most banking & finance legislation?
- The leading authors of banking & finance legislation in the Texas 89th Legislature include Charles Schwertner (6 bills), Lacey Hull (5 bills), Stan Lambert (5 bills). These lawmakers have been instrumental in shaping banking & finance policy for the state.
- What types of regulations affect Texas banking & finance companies?
- Legislation affecting banks, financial services, insurance, taxation, and investment regulations. Texas banking & finance companies should review these enacted laws for compliance requirements, effective dates, and operational impacts.
- When do Texas banking & finance laws from the 89th Legislature take effect?
- Most Texas legislation from the 89th Legislature takes effect September 1, 2025, unless otherwise specified in the bill. Some bills may have immediate effective dates or delayed implementation. Banking & Finance companies should review individual bills for specific effective dates.
Need Strategic Guidance on Banking & Finance Legislation?
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