Texas 89th Legislature
Insurance--property & Casualty
8 high-impact bills require immediate attention. 10 bills have bipartisan support.
High-Impact Bills
8 bills require immediate attention
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to group property and casualty insurance policies.
Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.
Insurance--property & Casualty Filing Activity
Compliance & Cost
Leading Authors
All Bills (14)
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to risk mitigation planning and associated liability for providers of electric service; providing an administrative penalty.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to declination, cancellation, or nonrenewal of insurance policies.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the applicability of premium and maintenance taxes to the Texas Windstorm Insurance Association and Texas FAIR Plan Association.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to the use of installment premium payment plans on Texas Windstorm Insurance Association policies.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to establishment of the temporary certified and insured prescribed burn manager self-insurance pool; authorizing a fee.
Relating to group property and casualty insurance policies.
Relating to group property and casualty insurance policies.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to subdivision plat requirements in certain counties; authorizing a fee; authorizing a civil penalty; creating a criminal offense.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to funding of excess losses and operating expenses of the Texas Windstorm Insurance Association; authorizing an assessment; authorizing a surcharge.
Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.
Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.
Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.
Relating to an appraisal process for disputed losses under personal automobile or residential property insurance policies.
Relating to the funding mechanism for the regulation of workers' compensation and workers' compensation insurance; authorizing surcharges.
Relating to the funding mechanism for the regulation of workers' compensation and workers' compensation insurance; authorizing surcharges.
Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.
Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.
Relating to the landowner compensation program.
Relating to the landowner compensation program.
Frequently Asked Questions
- How many Texas laws on insurance--property & casualty passed in 2025?
- The Texas 89th Legislature enacted 14 laws related to insurance--property & casualty. These bills were authored by 11 different legislators and address various aspects of insurance--property & casualty policy in Texas.
- Did insurance--property & casualty bills originate in the Texas House or Senate?
- Insurance--property & Casualty legislation from the 89th Legislature includes 9 House bills and 5 Senate bills. Both chambers contributed significant legislation on this topic.
- Which Texas legislators authored the most insurance--property & casualty bills?
- The leading authors of insurance--property & casualty legislation include Sen. Charles Schwertner (R) with 2 bills, Rep. Jeff Barry (R) with 2 bills, Rep. Dennis Paul (R) with 2 bills. These lawmakers have demonstrated particular focus on insurance--property & casualty issues during the 89th Legislature.
- How urgent are the compliance requirements for insurance--property & casualty legislation?
- Among the 14 insurance--property & casualty bills enacted, 8 have critical compliance urgency and 5 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.
- What subjects are related to insurance--property & casualty in Texas law?
- Insurance--property & Casualty legislation frequently overlaps with Insurance, Insurance--insurers & Agents, Insurance, Commissioner of. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.
- Is there bipartisan support for insurance--property & casualty legislation in Texas?
- Yes, 10 of the 14 insurance--property & casualty bills (71%) have bipartisan sponsorship, with both Republican and Democrat sponsors. This indicates areas of cross-party agreement on insurance--property & casualty policy.
- When do Texas insurance--property & casualty laws from the 89th Legislature take effect?
- Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some insurance--property & casualty bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.
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