Texas 89th Legislature
Financial--general
9 high-impact bills require immediate attention. 23 bills have bipartisan support.
High-Impact Bills
9 bills require immediate attention
Relating to increasing the criminal penalties for certain misuse of official information, including misuse of official information that results in certain net pecuniary gains.
Relating to certain enforcement powers of the banking commissioner regarding the regulation of money services businesses.
Relating to the regulation of money services businesses.
Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.
Relating to disclosures for certain commercial sales-based financing transactions, the effect of certain commercial sales-based financing contract provisions, and the registration of commercial sales-based financing brokers and providers; authorizing a fee and providing a civil penalty.
Relating to the filing of a fraudulent financing statement in relation to certain secured transactions; authorizing the imposition of a fee.
Upcoming Effective Dates
Relating to the exclusion of certain securities transaction payments from the total revenue of a taxable entity that is a registered securities market operator.
Relating to the recognition of gold and silver specie as legal tender and the establishment of a transactional currency based on gold and silver; authorizing a fee.
Financial--general Filing Activity
Compliance & Cost
Leading Authors
All Bills (32)
Relating to the financial crimes intelligence center.
Relating to the financial crimes intelligence center.
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Relating to disclosures for certain commercial sales-based financing transactions, the effect of certain commercial sales-based financing contract provisions, and the registration of commercial sales-based financing brokers and providers; authorizing a fee and providing a civil penalty.
Relating to disclosures for certain commercial sales-based financing transactions, the effect of certain commercial sales-based financing contract provisions, and the registration of commercial sales-based financing brokers and providers; authorizing a fee and providing a civil penalty.
Relating to the recognition of gold and silver specie as legal tender and the establishment of a transactional currency based on gold and silver; authorizing a fee.
Relating to the recognition of gold and silver specie as legal tender and the establishment of a transactional currency based on gold and silver; authorizing a fee.
Relating to the sunset review process and certain governmental entities subject to that process.
Relating to the sunset review process and certain governmental entities subject to that process.
Relating to creating the criminal offense of jugging.
Relating to creating the criminal offense of jugging.
Relating to increasing the criminal penalties for certain misuse of official information, including misuse of official information that results in certain net pecuniary gains.
Relating to increasing the criminal penalties for certain misuse of official information, including misuse of official information that results in certain net pecuniary gains.
Relating to the regulation of state banks.
Relating to the regulation of state banks.
Relating to certain enforcement powers of the banking commissioner regarding the regulation of money services businesses.
Relating to certain enforcement powers of the banking commissioner regarding the regulation of money services businesses.
Relating to prohibited activities of a state trust company under supervision.
Relating to prohibited activities of a state trust company under supervision.
Relating to the regulation of money services businesses.
Relating to the regulation of money services businesses.
Relating to a convenience fee for processing electronic payments for motor vehicles.
Relating to a convenience fee for processing electronic payments for motor vehicles.
Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.
Relating to the collection of consumer debt incurred by certain individuals as a result of identity theft.
Relating to the Preparation for Adult Living Program and other services for foster children transitioning to independent living.
Relating to the Preparation for Adult Living Program and other services for foster children transitioning to independent living.
Proposing a constitutional amendment prohibiting the enactment of a law imposing an occupation tax on certain entities that enter into transactions conveying securities or imposing a tax on certain securities transactions.
Proposing a constitutional amendment prohibiting the enactment of a law imposing an occupation tax on certain entities that enter into transactions conveying securities or imposing a tax on certain securities transactions.
Relating to the establishment and administration of the Texas Strategic Bitcoin Reserve for the purpose of investing in cryptocurrency and the investment authority of the comptroller of public accounts over the reserve and certain other state funds.
Relating to the establishment and administration of the Texas Strategic Bitcoin Reserve for the purpose of investing in cryptocurrency and the investment authority of the comptroller of public accounts over the reserve and certain other state funds.
Relating to the formation, governance, and internal management of domestic entities.
Relating to the formation, governance, and internal management of domestic entities.
Relating to the persons authorized or appointed to exercise the power of sale under the terms of a contract lien on real property.
Relating to the persons authorized or appointed to exercise the power of sale under the terms of a contract lien on real property.
Relating to prohibiting the imposition of a monetary fine or penalty for a violation of a money services business's terms of service agreement; providing a civil penalty.
Relating to prohibiting the imposition of a monetary fine or penalty for a violation of a money services business's terms of service agreement; providing a civil penalty.
Relating to prohibiting certain state governmental entities from investing in certain Chinese-affiliated entities.
Relating to prohibiting certain state governmental entities from investing in certain Chinese-affiliated entities.
Relating to the submission and approval of certain proposals by shareholders of nationally listed corporations.
Relating to the submission and approval of certain proposals by shareholders of nationally listed corporations.
Relating to the exclusion of certain securities transaction payments from the total revenue of a taxable entity that is a registered securities market operator.
Relating to the exclusion of certain securities transaction payments from the total revenue of a taxable entity that is a registered securities market operator.
Relating to choice of law and assignment or acquisition of claims and demands in connection with certificated and uncertificated securities.
Relating to choice of law and assignment or acquisition of claims and demands in connection with certificated and uncertificated securities.
Relating to increasing the criminal penalties for forgery.
Relating to increasing the criminal penalties for forgery.
Relating to civil asset forfeiture of digital currency or other similar property.
Relating to civil asset forfeiture of digital currency or other similar property.
Relating to the operations of the Financial Crimes Intelligence Center.
Relating to the operations of the Financial Crimes Intelligence Center.
Relating to the creation of the offense of fraudulent use, possession, or tampering with a gift card, gift card packaging, or gift card data or redemption information.
Relating to the creation of the offense of fraudulent use, possession, or tampering with a gift card, gift card packaging, or gift card data or redemption information.
Relating to the filing of a fraudulent financing statement in relation to certain secured transactions; authorizing the imposition of a fee.
Relating to the filing of a fraudulent financing statement in relation to certain secured transactions; authorizing the imposition of a fee.
Relating to the regulation of the provision of proxy advisory services.
Relating to the regulation of the provision of proxy advisory services.
Relating to skimmers on electronic terminals; authorizing a civil penalty; creating criminal offenses.
Relating to skimmers on electronic terminals; authorizing a civil penalty; creating criminal offenses.
Relating to financial exploitation or financial abuse using artificially generated media or phishing communications; providing a civil penalty; creating a criminal offense.
Relating to financial exploitation or financial abuse using artificially generated media or phishing communications; providing a civil penalty; creating a criminal offense.
Relating to business organizations.
Relating to business organizations.
Frequently Asked Questions
- How many Texas laws on financial--general passed in 2025?
- The Texas 89th Legislature enacted 32 laws related to financial--general. These bills were authored by 18 different legislators and address various aspects of financial--general policy in Texas.
- Did financial--general bills originate in the Texas House or Senate?
- Financial--general legislation from the 89th Legislature includes 17 Senate bills and 15 House bills. Both chambers contributed significant legislation on this topic.
- Which Texas legislators authored the most financial--general bills?
- The leading authors of financial--general legislation include Rep. Stan Lambert (R) with 4 bills, Sen. Robert Nichols (R) with 3 bills, Sen. Tan Parker (R) with 3 bills. These lawmakers have demonstrated particular focus on financial--general issues during the 89th Legislature.
- How urgent are the compliance requirements for financial--general legislation?
- Among the 32 financial--general bills enacted, 9 have critical compliance urgency and 16 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.
- What subjects are related to financial--general in Texas law?
- Financial--general legislation frequently overlaps with Financial, Business & Commerce, Business & Commerce--general. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.
- Is there bipartisan support for financial--general legislation in Texas?
- Yes, 23 of the 32 financial--general bills (72%) have bipartisan sponsorship, with both Republican and Democrat sponsors. This indicates areas of cross-party agreement on financial--general policy.
- When do Texas financial--general laws from the 89th Legislature take effect?
- Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some financial--general bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.
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