Texas 89th Legislature
Credit & Debit Cards
5
Bills Enacted
1
Critical Urgency
3
Bill Authors
1 high-impact bill requires immediate attention. 3 bills have bipartisan support.
High-Impact Bills
1 bill requires immediate attention
Credit & Debit Cards Filing Activity
Bills FiledPeak: Nov 12
Loading chart...
4 days with filingsNov 12 - Mar 12
3
House Bills
2
Senate Bills
5
Regular
60%
Republican
40%
Democrat
Compliance & Cost
Compliance Urgency
critical1
moderate2
low2
Cost Impact
low5
Leading Authors
All Bills (5)
HB201
Relating to the financial crimes intelligence center.
Relating to the financial crimes intelligence center.
Author: Mary PerezRegular Session
HB272
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Relating to the prosecution of the offense of fraudulent use or possession of credit card or debit card information.
Author: Mary PerezRegular Session
HB4134
Relating to a convenience fee for processing electronic payments for motor vehicles.
Relating to a convenience fee for processing electronic payments for motor vehicles.
Author: John LujanRegular Session
SB1499
Relating to the operations of the Financial Crimes Intelligence Center.
Relating to the operations of the Financial Crimes Intelligence Center.
Author: Robert NicholsRegular Session
SB2371
Relating to skimmers on electronic terminals; authorizing a civil penalty; creating criminal offenses.
Relating to skimmers on electronic terminals; authorizing a civil penalty; creating criminal offenses.
Author: Robert NicholsRegular Session
Frequently Asked Questions
- How many Texas laws on credit & debit cards passed in 2025?
- The Texas 89th Legislature enacted 5 laws related to credit & debit cards. These bills were authored by 3 different legislators and address various aspects of credit & debit cards policy in Texas.
- Did credit & debit cards bills originate in the Texas House or Senate?
- Credit & Debit Cards legislation from the 89th Legislature includes 3 House bills and 2 Senate bills. Both chambers contributed significant legislation on this topic.
- Which Texas legislators authored the most credit & debit cards bills?
- The leading authors of credit & debit cards legislation include Rep. Mary Perez (D) with 2 bills, Sen. Robert Nichols (R) with 2 bills, Rep. John Lujan (R) with 1 bills. These lawmakers have demonstrated particular focus on credit & debit cards issues during the 89th Legislature.
- How urgent are the compliance requirements for credit & debit cards legislation?
- Among the 5 credit & debit cards bills enacted, 1 have critical compliance urgency and 2 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.
- What subjects are related to credit & debit cards in Texas law?
- Credit & Debit Cards legislation frequently overlaps with Financial--general, Financial, Crimes. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.
- Is there bipartisan support for credit & debit cards legislation in Texas?
- Yes, 3 of the 5 credit & debit cards bills (60%) have bipartisan sponsorship, with both Republican and Democrat sponsors. This indicates areas of cross-party agreement on credit & debit cards policy.
- When do Texas credit & debit cards laws from the 89th Legislature take effect?
- Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some credit & debit cards bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.
Legislative data provided by LegiScanLast updated: November 25, 2025
Need Strategic Guidance on This Legislation?
Need help with Government Relations, Lobbying, or compliance? JD Key Consulting has the expertise you're looking for.