Electronic Funds Transfer

Frequently Asked Questions

How many Texas laws on electronic funds transfer passed in 2025?

The Texas 89th Legislature enacted 2 laws related to electronic funds transfer. These bills were authored by 2 different legislators and address various aspects of electronic funds transfer policy in Texas.

Did electronic funds transfer bills originate in the Texas House or Senate?

Electronic Funds Transfer legislation from the 89th Legislature includes 1 House bills and 1 Senate bills. Both chambers contributed significant legislation on this topic.

Which Texas legislators authored the most electronic funds transfer bills?

The leading authors of electronic funds transfer legislation include Rep. John Lujan (R) with 1 bills, Sen. Robert Nichols (R) with 1 bills. These lawmakers have demonstrated particular focus on electronic funds transfer issues during the 89th Legislature.

How urgent are the compliance requirements for electronic funds transfer legislation?

Among the 2 electronic funds transfer bills enacted, 0 have critical compliance urgency and 2 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.

What subjects are related to electronic funds transfer in Texas law?

Electronic Funds Transfer legislation frequently overlaps with Financial--general, Credit & Debit Cards, Financial. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.

Is there bipartisan support for electronic funds transfer legislation in Texas?

Yes, 2 of the 2 electronic funds transfer bills (100%) have bipartisan sponsorship, with both Republican and Democrat sponsors. This indicates areas of cross-party agreement on electronic funds transfer policy.

When do Texas electronic funds transfer laws from the 89th Legislature take effect?

Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some electronic funds transfer bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.