Credit Scoring

Frequently Asked Questions

How many Texas laws on credit scoring passed in 2025?

The Texas 89th Legislature enacted 1 laws related to credit scoring. These bills were authored by 1 different legislators and address various aspects of credit scoring policy in Texas.

Did credit scoring bills originate in the Texas House or Senate?

Credit Scoring legislation from the 89th Legislature includes 1 Senate bills. Both chambers contributed significant legislation on this topic.

Which Texas legislators authored the most credit scoring bills?

The leading authors of credit scoring legislation include Sen. Charles Schwertner (R) with 1 bills. These lawmakers have demonstrated particular focus on credit scoring issues during the 89th Legislature.

How urgent are the compliance requirements for credit scoring legislation?

Among the 1 credit scoring bills enacted, 1 have critical compliance urgency and 0 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.

What subjects are related to credit scoring in Texas law?

Credit Scoring legislation frequently overlaps with Credit Reports, Insurance--insurers & Agents, Insurance. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.

When do Texas credit scoring laws from the 89th Legislature take effect?

Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some credit scoring bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.