Credit Reports

Frequently Asked Questions

How many Texas laws on credit reports passed in 2025?

The Texas 89th Legislature enacted 1 laws related to credit reports. These bills were authored by 1 different legislators and address various aspects of credit reports policy in Texas.

Did credit reports bills originate in the Texas House or Senate?

Credit Reports legislation from the 89th Legislature includes 1 Senate bills. Both chambers contributed significant legislation on this topic.

Which Texas legislators authored the most credit reports bills?

The leading authors of credit reports legislation include Sen. Charles Schwertner (R) with 1 bills. These lawmakers have demonstrated particular focus on credit reports issues during the 89th Legislature.

How urgent are the compliance requirements for credit reports legislation?

Among the 1 credit reports bills enacted, 1 have critical compliance urgency and 0 have moderate urgency. Businesses should prioritize reviewing high-urgency bills for immediate compliance planning.

What subjects are related to credit reports in Texas law?

Credit Reports legislation frequently overlaps with Insurance--insurers & Agents, Insurance, Credit Scoring. Bills often address multiple related policy areas, so reviewing these connected subjects may provide additional context.

When do Texas credit reports laws from the 89th Legislature take effect?

Most Texas legislation takes effect September 1, 2025, unless otherwise specified. Some credit reports bills may have immediate effective dates or delayed implementation schedules. Review individual bills for specific effective dates and compliance deadlines.