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Signed Into Law
Signed May 19, 2025Effective 2025-09-01
SB1341

Regular Session

Relating to the regulation of manufactured homes.

Government Affairs & Regulatory Compliance Analysis

SB1341: Government Affairs Overview

SB1341 eliminates the mandatory 24-hour waiting period for executing manufactured home sales contracts and explicitly authorizes the use of electronic and out-of-state record storage. This legislation primarily impacts retailers and manufacturers, significantly accelerating the sales cycle while imposing stricter verification protocols for emergency waivers regarding the right of rescission.

Sen. Kelly Hancock·Senate Bill·Regular Session

Moderate
Low Cost
Effective:2025-09-01
Enforcing Agencies

Manufactured Housing Board • Texas Department of Housing and Community Affairs (TDHCA)

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SB1341
Moderate
Relating to the regulation of manufactured homes.
Moderate Compliance Urgency
Requires near-term attention
Cost Impact
Low
Effective
2025-09-01
Enforcing Agencies
Manufactured Housing BoardTDHCA
Primary Author: Sen. Kelly Hancock
89th Texas Legislature
jdkey.com
01

Compliance Analysis

Key implementation requirements and action items for compliance with this legislation

Implementation Timeline

  • Effective Date: September 1, 2025
  • Compliance Deadline: September 1, 2025 (Operations must switch to new protocols immediately; no phase-in period is provided).
  • Agency Rulemaking: The Manufactured Housing Board may issue updated rules regarding the technical standards for electronic record retrieval. Watch for guidance on the specific "verification" process the Department will use for emergency waivers.

Immediate Action Plan

  • 1. Revise Sales Workflows: Update CRM and sales protocols to ensure the Consumer Disclosure is presented and signed *prior* to the credit application phase.
  • 2. Update Record Systems: Migrate physical files to a secure cloud environment and ensure every branch location has "read/print" access to their specific transaction files.
  • 3. Sanitize Templates: Remove "24-hour wait" references from all sales contract templates effective September 1, 2025.
  • 4. Restrict Waivers: Issue an internal directive restricting the use of the "Emergency Waiver of Rescission" to genuine disasters (fire/flood) to avoid scrutiny during the new TDHCA verification process.

Operational Changes Required

Contracts

  • Sales Purchase Contracts: Review all standard sales agreements. Remove any hard-coded language referencing the statutory "24-hour firm offer" or waiting periods previously mandated by Section 1201.164, as this language is now obsolete and may create confusion regarding the new immediate-execution capability.
  • Storage Vendor Agreements: Review contracts with physical document storage facilities. Since in-state physical retention is no longer required, you may be able to terminate these agreements in favor of cloud-based solutions.

Hiring/Training

  • Sales Staff Retraining: Sales teams must be retrained to stop enforcing the "24-hour wait." They must also be trained on the new trigger for disclosures: the Consumer Disclosure must now be provided before the completion of a credit application.
  • IT/Compliance Access: Branch managers must be trained on how to access and print digital records immediately. "Headquarters has the login" is not a valid defense during a site inspection.

Reporting & Record-Keeping

  • Digital Storage: You are now authorized to store records electronically and outside of Texas. However, you must maintain the capability to produce these records "on request" by the TDHCA.
  • Emergency Waivers: If a consumer waives their Right of Rescission due to a bona fide personal emergency, you must obtain a specific written statement from the consumer describing the emergency. Do not use standard boilerplate text; the TDHCA is statutorily required to verify these claims.

Fees & Costs

  • Cost Savings: Expect reduced overhead related to physical document storage and courier services.
  • No New Fees: The bill does not introduce new licensing fees.

Strategic Ambiguities & Considerations

  • "On Request" Production: The statute allows electronic records if they can be produced "on request," but fails to define a reasonable timeframe (e.g., immediate vs. 24 hours). Until the Board clarifies this via rule, assume "on request" means immediate availability during business hours. A server outage or lost password could technically result in a compliance violation during an audit.
  • TDHCA Verification Standards: The law mandates that TDHCA *verify* a consumer's "bona fide personal emergency" before issuing a Statement of Ownership. It does not define the verification method. If the Department contacts a consumer who admits the "emergency" was merely convenience, the Department may deny the ownership transfer, leaving the retailer with a delivered home and no finalized title.

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Information presented is for general knowledge only and is provided without warranty, express or implied. Consult qualified government affairs professionals and legal counsel before making compliance decisions.

02

Legislative Timeline

This bill's path through the Texas Legislature

Filed
Feb 18, 2025
Passed Senate
Apr 10, 2025
Passed House
May 2, 2025
Signed
May 19, 2025
Effective
Sep 1, 2025
TopicsHousingHousing--manufactured HousingRecords Management
03

Senate Authors

Sen. Kelly HancockRepublican · Primary Author

House Sponsor

Rep. John McQueeneyRepublican · Primary Sponsor

Bill Text(with markup)

View bill text in multiple formats on Texas Legislature website

Fiscal NoteView Original

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Quick Reference

Frequently Asked Questions

Common questions about SB1341

Q

What does Texas SB1341 do?

SB1341 eliminates the mandatory 24-hour waiting period for executing manufactured home sales contracts and explicitly authorizes the use of electronic and out-of-state record storage. This legislation primarily impacts retailers and manufacturers, significantly accelerating the sales cycle while imposing stricter verification protocols for emergency waivers regarding the right of rescission.

Q

Who authored SB1341?

SB1341 was authored by Texas Senator Kelly Hancock during the Regular Session.

Q

When was SB1341 signed into law?

SB1341 was signed into law by Governor Greg Abbott on May 19, 2025.

Q

Which agencies enforce SB1341?

SB1341 is enforced by Manufactured Housing Board and Texas Department of Housing and Community Affairs (TDHCA).

Q

How significant are the changes in SB1341?

The regulatory priority for SB1341 is rated as "moderate". Businesses and organizations should review the legislation to understand potential impacts.

Q

What is the cost impact of SB1341?

The cost impact of SB1341 is estimated as "low". This may vary based on industry and implementation requirements.

Q

What topics does SB1341 address?

SB1341 addresses topics including housing, housing--manufactured housing and records management.

Q

What are the key dates for SB1341?

Key dates for SB1341: Effective date is 2025-09-01. Consult with legal counsel regarding applicability.

Need Strategic Guidance on This Legislation?

JD Key Consulting is an Austin, Texas-based government affairs firm led by James Dickey, former Chairman of the Republican Party of Texas. We specialize in Texas regulatory compliance and legislative strategy for data centers, energy, banking, and manufacturing.

Legislative data provided by LegiScanLast updated: January 11, 2026